Daily report · No. 23 · Friday, November 6, 2026

Proton doubles free-account inactivity window from 12 months to 24

2 changes · checked November 6, 2026

What changed

TermsWells FargoMajorNov 6
Wells Fargo: Wells Fargo's Nov 24 Online Access Agreement: AI agents act as you, and you must prove you revoked them
From Nov 24, whatever an AI or automation tool does in your Wells Fargo account counts as you doing it, and you stay responsible until you report revoking it and can show proof.
inserted: "AI Agent" means any software, application, program, or other technology that takes autonomous, semi-autonomous, or non-autonomous action on behalf of any person or entity.
Who it affects: Wells Fargo online and mobile banking customers who use, or plan to use, an AI assistant, budgeting app, script or other tool that logs in or acts in their accounts, and anyone who has given Delegates access
Takes effect Nov 24 · in 13 daysRead the change →Source ↗ for Wells Fargo
TermsProtonNotableNov 6
Proton: Free accounts: inactivity window doubles from 12 months to 24
Proton will now wait 24 months, not 12, before it can delete an unused free account and its Mail, Drive, Calendar and Pass data.
Who it affects: Anyone with a free Proton Mail, Drive, Calendar or Pass account they rarely open, especially backup or secondary accounts
Read the change →Source ↗ for Proton

One real change today. Proton's Terms of Service now say free accounts can be suspended or deleted after 24 months of inactivity, not 12: https://proton.me/legal/terms. Logging in on web, desktop or mobile once every two years is enough to stay active; paid accounts are still always treated as active. Warnings before deletion remain only "a mere courtesy" (the Oct 20 change). One leftover sentence still talks about staying active "in a period of 12 months" for insurmountable-circumstances support requests.

Noise filtered out: Cloudflare's privacy "diff" was a null byte in one curly quote; Shopify and Audible flipped through known pricing-page A/B variants; Venmo's legal-menu list that appeared Nov 5 disappeared again (capture flip-flop); Tubi's device ID rotated. PlayStation terms still SSLError; Roblox terms still HTTP 403.

What changed

Wells Fargo: Wells Fargo's Nov 24 Online Access Agreement: AI agents act as you, and you must prove you revoked them

Proton: Free accounts: inactivity window doubles from 12 months to 24