BEGIN:VCALENDAR
VERSION:2.0
PRODID:-//QuietlyChanged//Deadlines//EN
CALSCALE:GREGORIAN
METHOD:PUBLISH
X-WR-CALNAME:QuietlyChanged deadlines
BEGIN:VEVENT
UID:2026-10-15-bank-of-america-narrows-error-and-fraud-protection-for-link
 ed-external-account@quietlychanged.com
DTSTAMP:20261025T121142Z
DTSTART;VALUE=DATE:20261019
DTEND;VALUE=DATE:20261020
SUMMARY:Bank of America: Took effect
DESCRIPTION:If you pay a Bank of America card or loan from an account at a
 nother bank\, BofA no longer investigates most errors or fraud on those p
 ayments. The other bank has to.\n\nhttps://quietlychanged.com/changes/202
 6-10-15-bank-of-america-narrows-error-and-fraud-protection-for-linked-ext
 ernal-account/
URL:https://quietlychanged.com/changes/2026-10-15-bank-of-america-narrows-
 error-and-fraud-protection-for-linked-external-account/
BEGIN:VALARM
ACTION:DISPLAY
TRIGGER:-P1D
DESCRIPTION:Tomorrow: Bank of America — Took effect
END:VALARM
END:VEVENT
BEGIN:VEVENT
UID:2026-10-15-verizon-regulatory-charge-rises-24-to-0-26-per-voice-line-o
 n-nov-1@quietlychanged.com
DTSTAMP:20261025T121142Z
DTSTART;VALUE=DATE:20261101
DTEND;VALUE=DATE:20261102
SUMMARY:Verizon: Charge rises
DESCRIPTION:Verizon's own Regulatory Charge goes from $0.21 to $0.26 per v
 oice line on Nov 1. It's a Verizon fee\, not a government tax.\n\nhttps:/
 /quietlychanged.com/changes/2026-10-15-verizon-regulatory-charge-rises-24
 -to-0-26-per-voice-line-on-nov-1/
URL:https://quietlychanged.com/changes/2026-10-15-verizon-regulatory-charg
 e-rises-24-to-0-26-per-voice-line-on-nov-1/
BEGIN:VALARM
ACTION:DISPLAY
TRIGGER:-P1D
DESCRIPTION:Tomorrow: Verizon — Charge rises
END:VALARM
END:VEVENT
BEGIN:VEVENT
UID:2026-10-15-u-s-dot-airline-delay-category-rule-pushed-to-feb-1-2027-fl
 ights-from-jan-1@quietlychanged.com
DTSTAMP:20261025T121142Z
DTSTART;VALUE=DATE:20270201
DTEND;VALUE=DATE:20270202
SUMMARY:U.S. DOT: Rule takes effect
DESCRIPTION:DOT's rule letting airlines stop counting ten kinds of disrupt
 ions as their fault now starts Feb 1\, 2027\, so holiday flights stay und
 er the old categories.\n\nhttps://quietlychanged.com/changes/2026-10-15-u
 -s-dot-airline-delay-category-rule-pushed-to-feb-1-2027-flights-from-jan-
 1/
URL:https://quietlychanged.com/changes/2026-10-15-u-s-dot-airline-delay-ca
 tegory-rule-pushed-to-feb-1-2027-flights-from-jan-1/
BEGIN:VALARM
ACTION:DISPLAY
TRIGGER:-P1D
DESCRIPTION:Tomorrow: U.S. DOT — Rule takes effect
END:VALARM
END:VEVENT
BEGIN:VEVENT
UID:2026-10-16-robinhood-auto-enrolls-accounts-in-class-action-claims-keep
 s-20-of-payouts@quietlychanged.com
DTSTAMP:20261025T121142Z
DTSTART;VALUE=DATE:20261118
DTEND;VALUE=DATE:20261119
SUMMARY:Robinhood: Auto-enrollment starts
DESCRIPTION:Robinhood will file class-action claims for you by default and
  keep 20% of the payout. In those cases you also lose the right to sue. Y
 ou can unenroll.\n\nhttps://quietlychanged.com/changes/2026-10-16-robinho
 od-auto-enrolls-accounts-in-class-action-claims-keeps-20-of-payouts/
URL:https://quietlychanged.com/changes/2026-10-16-robinhood-auto-enrolls-a
 ccounts-in-class-action-claims-keeps-20-of-payouts/
BEGIN:VALARM
ACTION:DISPLAY
TRIGGER:-P1D
DESCRIPTION:Tomorrow: Robinhood — Auto-enrollment starts
END:VALARM
END:VEVENT
BEGIN:VEVENT
UID:2026-10-16-doordash-arbitration-now-covers-vendors-like-stripe-robot-d
 eliveries-added@quietlychanged.com
DTSTAMP:20261025T121142Z
DTSTART;VALUE=DATE:20261016
DTEND;VALUE=DATE:20261017
SUMMARY:DoorDash: Took effect
DESCRIPTION:DoorDash's arbitration clause now covers its vendors too\, lik
 e Stripe and Persona. All U.S. cases move to JAMS\, and robot deliveries 
 are written in.\n\nhttps://quietlychanged.com/changes/2026-10-16-doordash
 -arbitration-now-covers-vendors-like-stripe-robot-deliveries-added/
URL:https://quietlychanged.com/changes/2026-10-16-doordash-arbitration-now
 -covers-vendors-like-stripe-robot-deliveries-added/
BEGIN:VALARM
ACTION:DISPLAY
TRIGGER:-P1D
DESCRIPTION:Tomorrow: DoorDash — Took effect
END:VALARM
END:VEVENT
BEGIN:VEVENT
UID:2026-10-17-google-gmail-photos-and-drive-data-you-share-with-search-or
 -gemini-can-now-shap@quietlychanged.com
DTSTAMP:20261025T121142Z
DTSTART;VALUE=DATE:20261016
DTEND;VALUE=DATE:20261017
SUMMARY:Google: Took effect
DESCRIPTION:Google's promise not to use Gmail\, Drive and Photos content f
 or ads now has an exception: if you let Search or Gemini read that data\,
  it can shape your ads.\n\nhttps://quietlychanged.com/changes/2026-10-17-
 google-gmail-photos-and-drive-data-you-share-with-search-or-gemini-can-no
 w-shap/
URL:https://quietlychanged.com/changes/2026-10-17-google-gmail-photos-and-
 drive-data-you-share-with-search-or-gemini-can-now-shap/
BEGIN:VALARM
ACTION:DISPLAY
TRIGGER:-P1D
DESCRIPTION:Tomorrow: Google — Took effect
END:VALARM
END:VEVENT
BEGIN:VEVENT
UID:2026-10-17-oura-app-locks-nov-4-unless-you-accept-new-arbitration-term
 s@quietlychanged.com
DTSTAMP:20261025T121142Z
DTSTART;VALUE=DATE:20261104
DTEND;VALUE=DATE:20261105
SUMMARY:Oura: Accept in the app by
DESCRIPTION:Oura's app stops working Nov 4 unless you accept new terms: ar
 bitration with a jury waiver\, mass claims handled 20 at a time\, and no 
 opt-out.\n\nhttps://quietlychanged.com/changes/2026-10-17-oura-app-locks-
 nov-4-unless-you-accept-new-arbitration-terms/
URL:https://quietlychanged.com/changes/2026-10-17-oura-app-locks-nov-4-unl
 ess-you-accept-new-arbitration-terms/
BEGIN:VALARM
ACTION:DISPLAY
TRIGGER:-P1D
DESCRIPTION:Tomorrow: Oura — Accept in the app by
END:VALARM
END:VEVENT
BEGIN:VEVENT
UID:2026-10-17-rocket-money-bill-negotiation-moves-to-15-month-premium-plu
 s-on-nov-2@quietlychanged.com
DTSTAMP:20261025T121142Z
DTSTART;VALUE=DATE:20261102
DTEND;VALUE=DATE:20261103
SUMMARY:Rocket Money: Moves to Premium+
DESCRIPTION:From Nov 2\, Rocket Money only negotiates bills for $15-a-mont
 h Premium+ members. The pay-only-if-it-works option and automatic renegot
 iations end.\n\nhttps://quietlychanged.com/changes/2026-10-17-rocket-mone
 y-bill-negotiation-moves-to-15-month-premium-plus-on-nov-2/
URL:https://quietlychanged.com/changes/2026-10-17-rocket-money-bill-negoti
 ation-moves-to-15-month-premium-plus-on-nov-2/
BEGIN:VALARM
ACTION:DISPLAY
TRIGGER:-P1D
DESCRIPTION:Tomorrow: Rocket Money — Moves to Premium+
END:VALARM
END:VEVENT
BEGIN:VEVENT
UID:2026-10-18-evernote-contract-moves-to-italian-affiliate-dec-1-brazil-u
 sers-lose-local-law@quietlychanged.com
DTSTAMP:20261025T121142Z
DTSTART;VALUE=DATE:20261201
DTEND;VALUE=DATE:20261202
SUMMARY:Evernote: Takes effect for existing users
DESCRIPTION:On Dec 1 your Evernote contract moves to an Italian company\, 
 Brazil users get arbitration\, and storing passwords or financial info is
  banned.\n\nhttps://quietlychanged.com/changes/2026-10-18-evernote-contra
 ct-moves-to-italian-affiliate-dec-1-brazil-users-lose-local-law/
URL:https://quietlychanged.com/changes/2026-10-18-evernote-contract-moves-
 to-italian-affiliate-dec-1-brazil-users-lose-local-law/
BEGIN:VALARM
ACTION:DISPLAY
TRIGGER:-P1D
DESCRIPTION:Tomorrow: Evernote — Takes effect for existing users
END:VALARM
END:VEVENT
BEGIN:VEVENT
UID:2026-10-18-roblox-from-nov-1-roblox-says-it-is-merchant-of-record-for-
 most-platform-purcha@quietlychanged.com
DTSTAMP:20261025T121142Z
DTSTART;VALUE=DATE:20261101
DTEND;VALUE=DATE:20261102
SUMMARY:Roblox: Takes effect
DESCRIPTION:From Nov 1\, purchases on Roblox are bought from Roblox itself
 \, not from creators\, and players under 18 need a parent to accept the n
 ew terms to keep playing.\n\nhttps://quietlychanged.com/changes/2026-10-1
 8-roblox-from-nov-1-roblox-says-it-is-merchant-of-record-for-most-platfor
 m-purcha/
URL:https://quietlychanged.com/changes/2026-10-18-roblox-from-nov-1-roblox
 -says-it-is-merchant-of-record-for-most-platform-purcha/
BEGIN:VALARM
ACTION:DISPLAY
TRIGGER:-P1D
DESCRIPTION:Tomorrow: Roblox — Takes effect
END:VALARM
END:VEVENT
BEGIN:VEVENT
UID:2026-10-19-usps-senders-now-billed-for-unpaid-foreign-duties-on-packag
 es-even-if-disputed@quietlychanged.com
DTSTAMP:20261025T121142Z
DTSTART;VALUE=DATE:20261118
DTEND;VALUE=DATE:20261119
SUMMARY:USPS: Comments close
DESCRIPTION:If a foreign country says duties weren't paid on your package\
 , USPS can now bill you for them\, even if you dispute it or the package 
 is lost\, with 6% interest.\n\nhttps://quietlychanged.com/changes/2026-10
 -19-usps-senders-now-billed-for-unpaid-foreign-duties-on-packages-even-if
 -disputed/
URL:https://quietlychanged.com/changes/2026-10-19-usps-senders-now-billed-
 for-unpaid-foreign-duties-on-packages-even-if-disputed/
BEGIN:VALARM
ACTION:DISPLAY
TRIGGER:-P1D
DESCRIPTION:Tomorrow: USPS — Comments close
END:VALARM
END:VEVENT
BEGIN:VEVENT
UID:2026-10-20-spotify-premium-free-trial-doubled-to-2-months-for-new-user
 s-until-november-1@quietlychanged.com
DTSTAMP:20261025T121142Z
DTSTART;VALUE=DATE:20261101
DTEND;VALUE=DATE:20261102
SUMMARY:Spotify: Offer ends
DESCRIPTION:New Spotify Premium Individual subscribers get two free months
  instead of one\, until Nov 1. Then it's $12.99 a month.\n\nhttps://quiet
 lychanged.com/changes/2026-10-20-spotify-premium-free-trial-doubled-to-2-
 months-for-new-users-until-november-1/
URL:https://quietlychanged.com/changes/2026-10-20-spotify-premium-free-tri
 al-doubled-to-2-months-for-new-users-until-november-1/
BEGIN:VALARM
ACTION:DISPLAY
TRIGGER:-P1D
DESCRIPTION:Tomorrow: Spotify — Offer ends
END:VALARM
END:VEVENT
BEGIN:VEVENT
UID:2026-10-20-pinterest-nov-12-terms-mass-claims-go-to-one-arbitrator-ads
 -follow-you-to-your@quietlychanged.com
DTSTAMP:20261025T121142Z
DTSTART;VALUE=DATE:20261112
DTEND;VALUE=DATE:20261113
SUMMARY:Pinterest: New terms take effect
DESCRIPTION:From Nov 12\, 25 or more similar claims against Pinterest go t
 o one arbitrator\, and its ads can follow you to your TV. You get a 30-da
 y window to opt out of arbitration.\n\nhttps://quietlychanged.com/changes
 /2026-10-20-pinterest-nov-12-terms-mass-claims-go-to-one-arbitrator-ads-f
 ollow-you-to-your/
URL:https://quietlychanged.com/changes/2026-10-20-pinterest-nov-12-terms-m
 ass-claims-go-to-one-arbitrator-ads-follow-you-to-your/
BEGIN:VALARM
ACTION:DISPLAY
TRIGGER:-P1D
DESCRIPTION:Tomorrow: Pinterest — New terms take effect
END:VALARM
END:VEVENT
BEGIN:VEVENT
UID:2026-10-20-google-play-nov-17-terms-report-broken-purchases-to-the-dev
 eloper-not-google-pl@quietlychanged.com
DTSTAMP:20261025T121142Z
DTSTART;VALUE=DATE:20261117
DTEND;VALUE=DATE:20261118
SUMMARY:Google Play: New terms take effect
DESCRIPTION:From Nov 17\, Google Play's terms tell you to report broken pu
 rchases to the developer instead of Google\, and drop "defective" content
  as a refund example.\n\nhttps://quietlychanged.com/changes/2026-10-20-go
 ogle-play-nov-17-terms-report-broken-purchases-to-the-developer-not-googl
 e-pl/
URL:https://quietlychanged.com/changes/2026-10-20-google-play-nov-17-terms
 -report-broken-purchases-to-the-developer-not-google-pl/
BEGIN:VALARM
ACTION:DISPLAY
TRIGGER:-P1D
DESCRIPTION:Tomorrow: Google Play — New terms take effect
END:VALARM
END:VEVENT
BEGIN:VEVENT
UID:2026-10-20-ikea-gift-registry-shuts-down-after-dec-27-2026-and-saved-r
 egistries-will-be-de@quietlychanged.com
DTSTAMP:20261025T121142Z
DTSTART;VALUE=DATE:20261227
DTEND;VALUE=DATE:20261228
SUMMARY:IKEA: Registry shuts down
DESCRIPTION:IKEA's U.S. gift registry closes after Dec 27\, and saved regi
 stries are deleted\, not moved anywhere.\n\nhttps://quietlychanged.com/ch
 anges/2026-10-20-ikea-gift-registry-shuts-down-after-dec-27-2026-and-save
 d-registries-will-be-de/
URL:https://quietlychanged.com/changes/2026-10-20-ikea-gift-registry-shuts
 -down-after-dec-27-2026-and-saved-registries-will-be-de/
BEGIN:VALARM
ACTION:DISPLAY
TRIGGER:-P1D
DESCRIPTION:Tomorrow: IKEA — Registry shuts down
END:VALARM
END:VEVENT
BEGIN:VEVENT
UID:2026-10-21-shein-new-oct-21-terms-call-customer-support-a-courtesy-not
 -an-obligation-when@quietlychanged.com
DTSTAMP:20261025T121142Z
DTSTART;VALUE=DATE:20261021
DTEND;VALUE=DATE:20261022
SUMMARY:Shein: Took effect
DESCRIPTION:Shein's new terms say helping with problems caused by carriers
 \, banks or marketplace sellers is "a courtesy\," not an obligation.\n\nh
 ttps://quietlychanged.com/changes/2026-10-21-shein-new-oct-21-terms-call-
 customer-support-a-courtesy-not-an-obligation-when/
URL:https://quietlychanged.com/changes/2026-10-21-shein-new-oct-21-terms-c
 all-customer-support-a-courtesy-not-an-obligation-when/
BEGIN:VALARM
ACTION:DISPLAY
TRIGGER:-P1D
DESCRIPTION:Tomorrow: Shein — Took effect
END:VALARM
END:VEVENT
BEGIN:VEVENT
UID:2026-10-21-ipl-ipl-org-shuts-down-nov-9-2026-logins-end-uploads-and-pu
 blic-pages-go-offlin@quietlychanged.com
DTSTAMP:20261025T121142Z
DTSTART;VALUE=DATE:20261109
DTEND;VALUE=DATE:20261110
SUMMARY:IPL: Site shuts down
DESCRIPTION:ipl.org goes offline for good on Nov 9. Logins end\, uploads a
 nd public pages disappear\, and nothing moves elsewhere.\n\nhttps://quiet
 lychanged.com/changes/2026-10-21-ipl-ipl-org-shuts-down-nov-9-2026-logins
 -end-uploads-and-public-pages-go-offlin/
URL:https://quietlychanged.com/changes/2026-10-21-ipl-ipl-org-shuts-down-n
 ov-9-2026-logins-end-uploads-and-public-pages-go-offlin/
BEGIN:VALARM
ACTION:DISPLAY
TRIGGER:-P1D
DESCRIPTION:Tomorrow: IPL — Site shuts down
END:VALARM
END:VEVENT
BEGIN:VEVENT
UID:2026-10-22-fitbit-third-party-apps-stop-getting-your-fitbit-data-oct-3
 0-unless-you-reconne@quietlychanged.com
DTSTAMP:20261025T121142Z
DTSTART;VALUE=DATE:20261030
DTEND;VALUE=DATE:20261031
SUMMARY:Fitbit: Reconnect apps by
DESCRIPTION:Apps linked to your Fitbit stop getting new data on Oct 30 unl
 ess you reconnect each one through Google Health.\n\nhttps://quietlychang
 ed.com/changes/2026-10-22-fitbit-third-party-apps-stop-getting-your-fitbi
 t-data-oct-30-unless-you-reconne/
URL:https://quietlychanged.com/changes/2026-10-22-fitbit-third-party-apps-
 stop-getting-your-fitbit-data-oct-30-unless-you-reconne/
BEGIN:VALARM
ACTION:DISPLAY
TRIGGER:-P1D
DESCRIPTION:Tomorrow: Fitbit — Reconnect apps by
END:VALARM
END:VEVENT
BEGIN:VEVENT
UID:2026-10-24-fcc-from-nov-25-companies-can-choose-the-only-way-you-re-al
 lowed-to-stop-their@quietlychanged.com
DTSTAMP:20261025T121142Z
DTSTART;VALUE=DATE:20261125
DTEND;VALUE=DATE:20261126
SUMMARY:FCC: Rule takes effect
DESCRIPTION:From Nov 25\, a company can name the only way you're allowed t
 o stop its robocalls and texts\, and replying STOP to one kind of alert m
 ay not stop the others.\n\nhttps://quietlychanged.com/changes/2026-10-24-
 fcc-from-nov-25-companies-can-choose-the-only-way-you-re-allowed-to-stop-
 their/
URL:https://quietlychanged.com/changes/2026-10-24-fcc-from-nov-25-companie
 s-can-choose-the-only-way-you-re-allowed-to-stop-their/
BEGIN:VALARM
ACTION:DISPLAY
TRIGGER:-P1D
DESCRIPTION:Tomorrow: FCC — Rule takes effect
END:VALARM
END:VEVENT
END:VCALENDAR